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From Application to Approval: Your Step-by-Step Guide to Personal Loans

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A personal loan can be the best option if you find yourself in need of some additional financial assistance. Personal loans give you the flexibility and convenience you need, whether you're looking to consolidate debt, finance a project to improve your house, or pay for unforeseen needs. Let's walk you through the personal loan apply online process in this thorough guide, from application to approval, ensuring you have a stress-free experience. Step 1: Understanding Personal Loans Understanding the fundamentals of personal loans is crucial before beginning the application process. Since a personal loan is unsecured, you are not required to offer collateral such as your house or car. Before you sign the contract, the loan amount, interest rate, and repayment terms have been agreed upon. Before moving further, it's critical to consider your financial situation and assess your capacity to repay the loan. Step 2: Assessing Your Financial Needs Accurately determining your finan

Govt mapping global skills requirements to help entrepreneurs

  Prime Minister Narendra Modi said recently that the government is mapping the global skills requirements while exhorting Indian youth to skill, reskill and upskill in order to remain relevant in the rapidly changing business environment and market conditions.   “There are a lot of opportunities opening up across sectors and all over the globe”. he said. Viewed in a global context, investors can be assured that India is the best destination in the  world said  Prime Minister Narendra Modi. "I consider entrepreneurs as India’s ‘Growth Ambassadors’. I want to tell them that our government will leave no stone unturned to make India a better place to do business in all aspects. We want entrepreneurs to get better productivity and better profits, we want our industries to grow in speed and scale, we want our businesses to get access to bigger markets, both at home and abroad. We want our investors to earn more, invest more and create more jobs, said Modi.   Modi said that this country

Startup India gives major push to India’s entrepreneurial spirit

Startup India has provided a major push to the country’s entrepreneurial and innovative spirit. The number of government-recognized startups, under the Startup India initiative launched by Prime Minister Narendra Modi in January 2016, has grown nearly 85X. Registered with the Department for Promotion of Industry and Internal Trade (DPIIT), the number of startups has increased from 504 in 2016 to overall 42,733 startups in 2020, according to the Commerce Ministry’s data. The annual number of recognised startups scaled to 5,420 in 2017 followed by 8,946 startups in 2018, 11,683 startups in 2019, and 14,778 startups in 2020. India now has 26 unicorns and more than 31 soonicorns. Overall, startups have created a value of USD 130 bn. Also, the Indian government’s attempts to build exchange programmes with foreign startups in countries like Germany and SAARC nations has opened new doors of opportunities for the stakeholders in the startup ecosystem. Modi's  Startup India Action Plan inte

The path breaking vision of Jignesh Shah

  Mr. Jignesh Shah is the Founder, Chairman Emeritus, and Chief Mentor of 63 moons technologies limited (formerly known as Financial Technologies (India) Limited). At a time when the Indian financial market infrastructure needed solutions for global integration and capacity building, along with bridging the rural-urban divide, it was the path-breaking vision of Jignesh Shah that went beyond the traditional market structure to set up world-class trading systems in India. His group was the only Indian company to have established electronic silk and spice routes across continents right from Africa to Middle East, to South-East Asia. Jignesh Shah is known as the ‘Innovator of Modern Financial Markets’ for his role in creating a successful Public-Private Partnership (PPP) model to build world-class financial institutions. He created modern IP-centric financial markets, which were instrumental in changing the contours of exchange trading in India and emerging economies from Africa to Asia.

Jignesh Shah: The Man Who Transformed Indian Markets

  To build an institution is probably one of the hardest and yet most fulfilling achievements for any entrepreneur. To build an industry is many levels above that. India has had the good fortune of seeing many first generation entrepreneurs go from rookies to stalwarts. While most have gone on to make a lot of money and fortune, few have had the honour of being responsible for creating or transforming an entire industry. Jignesh Shah is one such man.  Having started out with nothing but a couple of friends and colleagues who shared his vision and passion, the man who is famously known as as India s "Exchange Man" has the unique distinction of transforming an industry that was deemed impossible to change considering the complexities involved.  At a time and age when India was still grappling with its limitation and not its potential, Jignesh Shah embarked on a journey which most thought was destined for failure. Transforming the commodities trading market and entire ecosyst

Govt keen to work entrepreneurs in developing roadmap for growth, says PM Modi

  Prime Minister Narendra Modi told a gathering of prominent Indian start-up entrepreneurs recently that the government is keen to work closely with young entrepreneurs in developing a roadmap for growth. “Policymakers in government are relatively senior. The group I am meeting today is young. I want both to work together for India’s good," Modi told start-up chief executives. He said the government was eager to receive suggestions and feedback to create policies that would have a lasting socio-economic impact. Organized by federal policy think tank NITI Aayog, the ‘Champions of Change’ is the first such attempt to bring entrepreneurs from varied industries in direct dialogue with the government. “This was the first attempt, the first government-led attempt..." Modi said. “I want this institutionalized and I am open to suggestions on how to make this an yearly affair," Modi said. He urged entrepreneurs working in the same industry to collectively discuss and present su